Jeff - Ginny Mitchell

That depends on the size of the construction company. Some are national companies who choose vendors from their national or regional offices. On the other side of the spectrum are small local builders who make these decisions themselves. Most are someplace in between with office staff to whom you could apply for an opportunity to present your credentials for designing and furnishing model homes. Call the phone numbers on the signs or advertisements to get started or look for a website to guide you. - Tue Jun 30 2009, 09:29

As of June 6, 2009, there are 9 homes available in Vero Beach with 3 or more bedrooms between 2700 and 3500 sq ft - 2 of those are over 3100 sq ft your very brief description. They each have a 3 car garage as well.

As a broker yourself, you are likely to recognize the value of working with a CRS agent because fewer than 3% of Realtors nationwide achieve this prestigious designation. I am proud to offer you that education and experience. Please call or Email at your convenience for further assistance. My husband Jeff and I look forward to welcoming you to Vero Beach.
Best regards,
Ginny Mitchell
ABR, CRS, CSP, e-PRO, GRI, REO Foreclosure Specialist
Coldwell Banker, Ed Schlitt L.C., 3465 Ocean Drive, Vero Beach, FL 32963 http://www.MyVeroBeachRealEstate.com http://www.MyHutchinsonIslandRealEstate.com
Mailto:Ginny@MyVeroBeachRealEstate.com
772-321-3355 (Indian River County) 772-359-9335 (St Lucie County)
Out of area customers: Toll Free phone 866-251-5402 Toll Free FAX 866-816-5533 - Sat Jun 6 2009, 21:10

Has the bank sold your foreclosed home? In order to do so, the first mortgage holder will have to deal with the second mortgage holder. However, the lender can still try to collect from you and/or issue you a deficiency judgement for the amount owed in excess of the sale price of the home. If this was not your primary residence, they may also issue a 1099 tax income statement as though that additional amount was actual income to you. You may wish to consult your attorney or free community legal adviser about the possibility of declaring bankruptcy. That would end the mortgage lender's ability to demand payment from you following whatever settlement the courts ordered. If you do not choose bankruptcy, at least try to repair your credit gradually by making your payments on time for your rent, credit cards, utilities and so forth. Eventually your credit score will improve, but it may take as long as 7 years with a foreclosure. Sorry this already occurred because you might have been better off to "short sale" your home and/or sign a deed in lieu in cooperation with your bank. This whole situation is a horror story for many people. You are not alone. We wish you a brighter future. - Sat Jun 6 2009, 20:46

Has the bank sold you foreclosed home? In order to do so, the first mortgage holder will have to deal with the second mortgage holder. However, the lender can still try to collect from you and/or issue you a deficiency judgement for the amount owed in excess of the sale price of the home. If this was not your primary residence, they may also issue a 1099 tax income statement as though that additional amount was actual income to you. You may wish to consult your attorney or free community legal adviser about the possibility of declaring bankruptcy. That would end the mortgage lender's ability to demand payment from you following whatever settlement the courts ordered. If you do not choose bankruptcy, at least try to repair your credit gradually by making your payments on time for your rent, credit cards, utilities and so forth. Eventually your credit score will improve, but it may take as long as 7 years with a foreclosure. Sorry this already occurred because you might have been better off to "short sale" your home and/or sign a deed in lieu in cooperation with your bank. This whole situation is a horror story for many people. You are not alone. We wish you a brighter future. - Sat Jun 6 2009, 20:43

Foreclosures sometimes have additional fees added but that varies from state to state and lender to lender. Your Realtor and your own lender should be able to give you a good close estimate of your closing costs.

You should also have the home inspected by a licensed professional inspector because foreclosure homes as sold "as is" and not all defects are visible to the untrained buyer. Repairing faulty wiring or structural problems, for example, could add thousands of dollars in costs before the home can be safely and comfortably inhabited.

Good luck with your purchase. There are some excellent bargains for well-informed buyers. - Sat Jun 6 2009, 20:31