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Michael Ceparano

"The Realtor who Pays You"

I'm a:	Real Estate Pro
Pro type:	Agent
Company:	Future Home Realty
Location:	33647
Web sites:	My Web site
Phone:	(813) 417-6698
Profile URL:	http://www.trulia.com/profile/id/254692

Michael Ceparano, Real Estate Professional in 33647

207 Answers
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Michael Cepa…'s Questions (1)

Michael Cepa…'s Answers (207)

We are selling our old home and buying a new home and need an experienced agent who knows the ins and outs of

Asked Tue Jun 9 2009, 16:46 by Layla Counts - Home Buying in 33511 - 5 answers

Michael Ceparano answered:

I would love to help you. Give me a call or browse my site. Thanks - Tue Jun 9 2009, 20:25

where can I find the deed restrictions for Boyette Farms in Riverview?

Asked Tue Jun 9 2009, 19:57 by Layla Counts - Home Buying in 33511 - 3 answers

Michael Ceparano answered:

Try this link. Hope it works

http://pubrec3.hillsclerk.com/oncore/showdetails.aspx?id=838… - Tue Jun 9 2009, 20:21

Ding on seller's credit score from short sale

Asked Sat Feb 14 2009, 18:59 by Peggy Edwards - Home Selling in Tampa - 7 answers

Michael Ceparano answered:

First off and MOST importantly, you DO NOT have to be late on your payments to qualify for a short sale, you need only have a valid hardship, so you will not have the initial hit of the typical 80 points for the first late payment and an additional 40 point hit from the second missed payment, and each following missed payment, the point hit lowers. It also depends on how it is negotiated, as it is quite possibe to actually get the file reported as "Paid In Full" and YES this has been done.
To anyone who does not agree, please don't post telling me that this is impossible, as I have done it, and just because you haven't, it is not my fault.
Peggy good luck and happy negotiatiating, because remember this is ALL a negotiation. I have added a link to a blog I wrote, which will give you some more details. - Mon Feb 16 2009, 11:06

Can we Sell and Buy without Being Homeless In Between?

Asked Wed Jan 14 2009, 17:43 by Terry - How To... in 33525 - 9 answers

Michael Ceparano answered:

You have a few options, you could do a cash out refi or you can do what is called a bridge loan, which would pull the equity out of your current home, in order to purchase your new one. These are just a couple options. If you would like to further discuss or you need help finding a home, feel free to contact me - Wed Jan 14 2009, 20:35

where do I find quick sales in Tampa?

Asked Sun Dec 9 2007, 06:16 by Cindy - Foreclosure in Tampa - 6 answers

Michael Ceparano answered:

Visit my website and set up your own personal search - Wed Jan 14 2009, 16:21

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"Short Sales. The Good, The Bad, and The Ugly"

New comment posted Sat Jun 13 2009, 09:09 by Michael Ceparano - 30 Comments

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