Jodi,

You might want to consider viewing this official Florida website that addresses most insurance issues.
http://www.flgov.com/shop4insurance

Hi Jodie,
I am a realtor on Sanibel and also own 2 investment condos on the islands. I also own and operate a rent by owner website http://(www.islandratings.com). Along with advising you on insurance professionals, I will be happy to discuss with you which condos will likey give you your best return on investment, depending on your price range. I look forward to talking to you.
Thanks,
Linda Gogan
Realtor, MBA
Sotheby's International Realty
239-850-1759

Jodie,

Did you get all of your questions answered? Can I be of any other assistance to you?

Thanks,

Scott Riddle
239-289-1849

Hi Jodie,
Give Kevin Koelemeyer, an Allstate agent here a call. 239-949-1111 or 1-800-276-7812. He is great with giving a quick idea of insurance costs and anwsering any questions.
Good Luck,
Nancy Doyle
Realtor
239.209.2237
Fax: 866.526.4756
nancy.doyle1@comcast.net http://www.nancydrealtor.net
Sellstate Professional
2311 Santa Barbara Blvd
Cape Coral FL 33991

Jodie,

On a condo the insurance is usually covered under the home owners association. The only thing you might want to do is get a lease policy that will cover the inside of the property. Those range from $250-$1000 month based on the units size, age and location. If you need any help finding a good agent I have several. I can also help you find the perfect property as well. Please contact me and I will get a custom home search report out to you via email.

Thanks,

Scott Riddle
239-289-1849