You are way ahead of the curve just by asking. Check out http://www.bankrate.com for a lot of information on mortgages and credit cards and...

Chanse,
Yes mortgage payments are monthly. Unlike rent a mortgage is paid in for the month you have already lived in. For example when you rent you are paying for the next month. In a mortgage situation you pay for the past. Payments are based on how much you borrow, the interest rate that you have on your loan, and the term of the loan ( the repayment period like 30 years).

So no real average price.
Sorry

Hope this helps,

It's good to hear that as a student you are interested in the home buying process. It would help me to know if you are in college or high school or other.

Linda