Candice, Dana is exactly right, talking to a lender in your area will help you learn what price range you can shop in if buying is your choice.

In the meantime if you are looking to learn about some of the programs here are some links to help...

http://www.hud.gov/buying/loans.cfm

http://www.govloans.gov/govloans_en.portal?_nfpb=true&_p…

http://www.freddiemac.com/corporate/buyown/english/mortgages…

Hope these will help until you speak to a mortgage broker, and remember a new administration begins soon. Good luck, Dunes

Your best bet would be to talk to a mortgage broker in your area to find out what you would qualify for. Do you have a steady income and a good credit score? You will also need sufficient income to coveer taxes,insurance & maintenance. Good luck!