Personal loan is the way to go in regards to this amount, but make sure you are seeing the forest through the trees. Sit or talk with a professional that will understand your entire financial situation and advise you the best direction to take. There's a lot of bad advise out there, from all sectors so make sure you are not only addressing the concerns of today, but tomorrow's goals and dreams as well. You'd be shocked to find out what is possible

If you want a small loan ($1000) your local bank might do a personal loan. You aren't likely to get a mortgage for this amount.